Fort Myers · Siblings Selling Sunshine
St. Charles Harbour
Review the residential purchase separately from Club membership and marina interests. Confirm the desired membership category, slip ownership or lease, vessel dimensions and transfer approval, with current harbor access conditions documented in writing.
Actual aerial photograph · 2023-01-16. Area context, not a community boundary map; current conditions may differ.
Photo source & reuse rights
USDA NAIP photography, distributed by U.S. Forest Service GTAC and DOI GeoPlatform. Federal imagery service · Public-domain reuse statement · Community location reference · Locate image area on map.
Natural-color export, resized and converted to WebP. No AI synthesis or scene alteration. Map location is approximate; no surveyed boundary is implied.
Community buyer briefing · reviewed October 21, 2026
Before you choose St. Charles Harbour
Gated waterfront community associated with St. Charles Yacht Club and a protected harbor.
Homes and setting
Residential properties around the harbor; verify the home’s deed, association obligations and any separate dock interest.
Amenities and access
Yacht club dining, pool, harbor facilities, gathering spaces, kayaking and bocce, subject to club membership.
Access depends on the property and applicable membership terms.
What ownership includes—and what to verify
Club membership and slip rights must be examined separately from the residence. The club describes different equity and social/dining categories with different slip purchase or rental rights.
Property-specific buyer checks
- Obtain the residential HOA documents separately from club membership and marina/slip documentation.
- Confirm slip ownership or lease, vessel dimensions, transfer approval and current harbor access conditions in writing.
- Obtain current adopted budgets, estoppels, reserves, insurance and pending assessments for every applicable association.
- Verify current rental, pet, parking, guest, purchase-approval and architectural rules for the exact property.
- Check parcel flood information, insurance quotes and tax reassessment independently; gated entry does not guarantee safety or flood protection.
Request current master and local association budgets, estoppel, insurance, reserves, assessments and transfer charges. Verify rental, pet, vehicle and applicable occupancy rules. Review flood and elevation information by parcel.
Sources and community information
Reviewed October 21, 2026. Current fees, membership availability and property-specific rights require confirmation.
Your next steps
Plan a focused property search.
Start with your preferred home type, budget and ownership costs. Mary and Ty can help verify the exact property’s association, membership and access rights before you compare homes.
Opens BoldTrail’s full Southwest Florida search. Set the community and property filters there; this guide does not imply current inventory.
Mention St. Charles Harbour when you contact Mary and Ty, so they can help with the right property and association questions.
