Marco Island · Siblings Selling Sunshine
Key Marco
Separate CDD infrastructure assessments from HOA obligations and any marina or recreation rights. For a vacant lot, verify zoning, buildability, utilities and architectural approval, alongside bridge and construction access rules and parcel-specific flood, elevation and insurance information.
Actual aerial photograph · 2023-01-07. Dated district-office area context; visible surrounding facilities do not establish private recreation or marina entitlements. Area context, not a community boundary map.
Photo source & reuse rights
USDA NAIP photography, distributed by U.S. Forest Service GTAC and DOI GeoPlatform. Federal imagery service · Public-domain reuse statement · Community location reference · Locate image area on map.
Natural-color export, resized and converted to WebP. No AI synthesis or scene alteration. Map location is approximate; no surveyed boundary is implied.
Community buyer briefing · reviewed October 21, 2026
Before you choose Key Marco
A gated residential island community within the City of Marco Island, also known as Horr’s Island.
Homes and setting
Single-family homes and residential building lots.
Amenities and access
Controlled community entrance, District-maintained roads, bridge and landscaped common infrastructure.
Access depends on the property and applicable membership terms.
What ownership includes—and what to verify
The Community Development District provides infrastructure services and operates access-control gates. Its non-ad valorem assessment is separate from homeowners association obligations and any recreation or marina rights.
Property-specific buyer checks
- Review current governing documents, budgets, reserves, assessments and a property-specific estoppel.
- Confirm purchase/lease approvals, pets, parking, guest access and exterior-change requirements.
- Review the specific property’s condition, insurance, flood/elevation information and storm-repair history.
- Review current CDD assessments and the property tax bill separately from HOA dues and any private facility obligations.
- For a vacant parcel, confirm current zoning, buildability, site conditions, utility connection requirements and architectural approval before purchase.
- Confirm marina, dock, fitness, tennis or other private amenity rights directly through current association documents; none is guaranteed here.
- Review bridge access, construction access rules and the particular property’s flood/elevation and insurance information.
Request current master and local association budgets, estoppel, insurance, reserves, assessments and transfer charges. Verify rental, pet, vehicle and applicable occupancy rules. Review flood and elevation information by parcel.
Sources and community information
- www.keymarcocdd.com — reference 1 ↗
- old.cityofmarcoisland.com — reference 2 ↗
- services2.arcgis.com — reference 3 ↗
Reviewed October 21, 2026. Current fees, membership availability and property-specific rights require confirmation.
Your next steps
Plan a focused property search.
Start with your preferred home type, budget and ownership costs. Mary and Ty can help verify the exact property’s association, membership and access rights before you compare homes.
Opens BoldTrail’s full Southwest Florida search. Set the community and property filters there; this guide does not imply current inventory.
Mention Key Marco when you contact Mary and Ty, so they can help with the right property and association questions.
